Fintech / Cross-Border Payments / Money Services Business (MSB)

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  TTFCX (Trusted Transfers)

  North York, Ontario, Canada

  Trusted Transfers, legally known as TTFCX Enterprises LLC and trading under the brand Trusted Transfers (formerly Transfa), is a Canadian financial technology company specialising in cross-border payments between Africa and the rest of the world. Founded in 2023 and headquartered in North York, Ontario, the company provides multi-currency accounts, card issuance (virtual and physical), and API-driven payment rails that support fiat and stablecoin settlement. Its platform connects African currencies such as the Nigerian naira, Ghanaian cedi, and Kenyan shilling with USD, GBP, EUR, and other major currencies, enabling near-instant transfers with transparent pricing and guaranteed liquidity. Trusted Transfers is registered as a Money Services Business (MSB) with FINTRAC in Canada (M23671043) and holds an FX Business Authorization in Saint Vincent and the Grenadines. It also operates through licensing partnerships with regulated banks and institutions overseen by the CBN, FCA, FDIC, and SEC. With an estimated 11–50 employees, the company targets the African diaspora, international students, digital nomads, and businesses seeking reliable and affordable cross-border money movement. Its stated mission is to solve the problems of slow, costly, and unreliable cross-border payments, and its branding directly challenges the status quo: “Cross-border payments suck. We fixed that.”