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Lotto.com

Operator
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Founded
2018-01-01 in Jersey City, New Jersey, USA
Headquarters
Jersey City, New Jersey, USA

Lotto.com Inc. is a U.S.-based digital platform that enables consumers to purchase official state lottery draw games and scratch‑off tickets online, acting as a licensed lottery courier service. Headquartered in Jersey City, New Jersey, the company was established around 2018 by CEO Thomas Metzger and co‑founder Sebastian Cario, positioning itself as one of the first fully digital retailers for state‑run lotteries in the United States. Unlike traditional lottery sales requiring a visit to a physical retailer, Lotto.com allows users to order tickets via its mobile‑friendly website without downloading an app, creating a frictionless experience for a younger, tech‑savvy audience. The platform launched commercially in June 2021, initially in New Jersey in partnership with QuickChek, and has since expanded to 12 jurisdictions including Arizona, Arkansas, Colorado, Maine, Massachusetts, Minnesota, Nebraska, New York, Ohio, Oregon, and Puerto Rico. Lotto.com generates revenue by taking a small service fee on each transaction, while official tickets are purchased from authorized retailers and scanned into the user’s digital account. The company has also rolled out a Spanish‑language interface to broaden accessibility and has processed over $100 million in customer winnings as of 2025. By modernizing the lottery experience, Lotto.com aims to grow the overall player base and increase contributions to state programs that benefit from lottery revenue.

Detailed Review

Business Model

Lotto.com Inc. operates as a licensed lottery courier rather than a lottery itself – a distinction that places it under the regulatory framework established by states like New Jersey, which was the first to formalize digital lottery access. The company’s proprietary technology platform connects directly to state lottery systems, allowing users to select numbers, place orders, and receive notification of wins via email or SMS. Physical tickets are purchased on the user’s behalf by Lotto.com agents and stored securely until the draw, after which winnings are automatically credited to the user’s account or mailed as a physical check.

Platform Features

The platform is designed to be fully transactional across all major devices, eliminating the need for an app download. Key features include a secure digital wallet, subscription options for recurring draws, and a “Play Winever” capability that lets users set automatic play schedules. Lotto.com also provides access to major multi‑state jackpots such as Powerball and Mega Millions, along with state‑specific draw games and instant scratch‑offs. In 2026, the company added a full Spanish‑language version of its platform to better serve the Hispanic community.

Expansion and Leadership

Operationally, Lotto.com has built a lean, technology‑driven team. The company has not publicly disclosed its headcount, but its leadership structure suggests a focus on scalable growth. In July 2026, Ruxandra Tereanu joined as Chief Operating Officer, bringing 13 years of experience from Flutter Entertainment (parent of FanDuel), while Amanda Coyle was appointed Vice President of Human Resources. Lotto.com continues to expand its footprint, aiming to enter additional U.S. jurisdictions and further digitize the lottery experience. Its business model aligns with the broader trend of states seeking to modernize lottery sales while maintaining responsible gaming safeguards.

Key Products

  • Lotto.com Digital Platform

    Web‑based (no app download needed) service for ordering official state lottery draw games (e.g., Powerball, Mega Millions) and scratch‑off tickets. Includes digital wallet, subscriptions, and automatic win notifications.

  • Spanish Language Platform

    Launched in July 2026, a fully localized version of the Lotto.com site to serve Spanish‑speaking customers in the U.S.

  • Lotto.com Lottery App

    Native mobile application available on iOS, offering the same functionality as the web platform.

  • Play Winever

    An automated play feature allowing users to set recurring ticket purchases for their favorite games.

Key Persons

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