- Headquarters
- La Paco Shopping Center, Plaza, Costa Rica
Naewe is a B2B financial technology company that offers a cryptocurrency on-ramp and off-ramp exchange service, enabling businesses to accept digital currency payments and facilitate customer withdrawals while converting between cryptocurrencies and traditional fiat currencies at fixed, real-time exchange rates. The platform supports over ten cryptocurrencies, including Bitcoin, Ethereum, Ripple, and Tether, and multiple fiat settlement currencies, making it suitable for industries such as iGaming, e-commerce, and online services. Built on a trusted banking partner network, Naewe provides fast SWIFT transfers for payouts, along with features like simplified accounting tools, one-click payment link generation, and advanced encryption for transaction security. Operated by NAEWE CR SRL, a Costa Rican entity, the company positions itself as a bridge between digital and traditional finance, aiming to reduce friction and cost in cross-border payments. As of mid-2025, Naewe is an emerging player in the crypto-payment space with a growing presence on social media and integration partnerships, though its leadership, founding history, and headcount remain undisclosed.
Detailed Review
Business Model
Naewe provides a white-label on/off-ramp solution that allows merchants to convert cryptocurrency deposits into fiat currency at a guaranteed exchange rate at the time of execution, protecting them from volatility during settlement. The platform also supports fiat top-ups and crypto withdrawals, creating a full-cycle payment loop. Merchants integrate via RESTful API or use standalone payment links, with no requirement to build their own exchange infrastructure. Revenue is likely generated through transaction fees, though specific pricing is not publicly disclosed.
Products and Features
The core product is an on/off-ramp exchange supporting over ten cryptocurrencies and multiple fiat currencies. The API layer enables deep integration into existing checkout flows, supporting sale, query, and credit operations. Notable features include a Swift Transfer Network for fast, low-cost payouts; built-in accounting and reporting tools for reconciliation; a payment link generator for secure one-time or recurring deposits; and fraud detection and encryption across all transactions. The API documentation on docs.naewe.com provides integration guides for authentication, request/response formats, and webhook events.
Security and Compliance
According to the Privacy Policy dated May 2025, Naewe complies with data protection regulations including GDPR for European users. The platform implements advanced encryption and real-time fraud detection. However, no independent security audits or certifications are publicly mentioned, and licensing details are not disclosed beyond the corporate registration in Costa Rica.
Market Position and Outlook
Naewe competes with other crypto-fiat gateways such as MoonPay, Simplex, and Wyre. As an emerging player, it lacks the public profile and customer reviews of more established competitors. A LinkedIn post from September 2024 highlighted tokenisation improvements for settlement speed and fee reduction, indicating active development. The company has a minimal social media presence, with an Instagram post in 2025 announcing integration readiness across industries. The absence of published headcount, leadership, or founding history suggests a small, product-focused operation.
Key Products
Naewe On/Off Ramp Exchange
Core platform for businesses to accept crypto payments and withdraw fiat at fixed exchange rates. Supports 10+ cryptocurrencies and multiple fiat currencies via a dashboard or API.
Naewe API
REST API for custom integration of crypto payment acceptance, withdrawals, and settlement. Includes comprehensive documentation and fixed-rate execution.
Naewe Payment Gateway
Gateway integration available on Rebilly, allowing merchants to process crypto payments (BTC, ETH, XRP, USDT) with sale, query, and credit operations.
Naewe Fiat Settlement Network
Swift-based payout system using a trusted banking partner network to deliver fiat funds to merchant bank accounts quickly.
On/Off‑Ramp Exchange
Core service: enables businesses to convert cryptocurrency to fiat (and vice versa) at fixed exchange rates via a dashboard or API.
API Integration
RESTful API for automated deposits, withdrawals, and transaction management. Documentation at docs.naewe.com.
One‑Click Payment Link
Allows merchants to generate a payment link and share it with customers for single or multiple deposits.
Accounting & Reporting Tools
Built‑in features for transaction reconciliation and financial reporting.
Rebilly Integration
Listed as a payment gateway on the Rebilly platform, enabling Rebilly users to process crypto payments via Naewe.
On/Off-Ramp Exchange
Converts between over ten cryptocurrencies and fiat currencies at a fixed exchange rate at execution, used for deposits, withdrawals, and payments.
Swift Bank Transfer Network
Facilitates fast settlement via a network of trusted banking partners in multiple fiat currencies.
Payment Link Generator
Creates secure, shareable payment links that allow customers to complete one or multiple deposits with a single URL.
Accounting & Reporting Dashboard
Provides transaction logs, reporting tools, and simplified reconciliation for finance teams.
Fraud Detection & Encryption
Advanced encryption and real-time fraud detection applied to all transactions.