Paymix Pro
- Founded
- 2014-01-01 in Malta
- Headquarters
- Malta
Paymix Pro is a corporate financial solution brand operated by Finance Incorporated Limited (FIL), a Malta-based company licensed and regulated by the Malta Financial Services Authority as an Electronic Money Institution and payment service provider. The platform positions itself as a fast, transparent, and accessible alternative to traditional corporate banking, offering businesses a suite of payment and account management tools. Core services include IBAN business accounts, domestic and cross-border payment processing via SEPA and SWIFT, card issuance and acquiring, digital wallets, and API integration for automated transaction workflows. Paymix Pro is marketed primarily to iGaming and online gambling operators, as well as other international businesses, with a focus on simplifying onboarding through a four-step digital verification process. The brand also operates complementary offerings such as Paymix VIA for tap-to-pay technology and iPaymix for e-wallets and POS solutions. As part of the Finance Incorporated Limited group, Paymix Pro leverages its MFSA license to provide regulated payment services across the European Economic Area. The company emphasises speed, cost-effectiveness, and transparency, aiming to reduce the friction and overhead typically associated with conventional corporate banking for high-volume, cross-border transaction environments.
Detailed Review
Paymix Pro is a brand of Finance Incorporated Limited (FIL), a Malta-domiciled entity authorised by the Malta Financial Services Authority as an Electronic Money Institution under the Financial Institutions Act. The platform is designed as a modern alternative to traditional corporate banking, particularly for businesses that require fast, multi-currency payment capabilities without the rigidity of conventional bank accounts.
Business Model
Paymix Pro generates revenue primarily through transaction fees on payment processing, card issuing and acquiring services, and monthly account maintenance charges. The platform targets high-volume, cross-border transaction environments, with a specific focus on the iGaming and online gambling sector. Its API-first architecture allows businesses to embed payment flows directly into their own systems, automating reconciliation and reducing manual processing overhead.
Products and Services
The core offering is a business account with dedicated IBANs, supporting SEPA and SWIFT transfers in multiple currencies. The platform also provides physical and virtual corporate card issuance, merchant acquiring services, and an integrated e-wallet feature. Paymix VIA, a tap-to-pay solution developed in partnership with Phos, enables merchants to accept contactless payments using NFC-enabled devices. The iPaymix suite adds POS terminal capabilities. Customer onboarding is streamlined into four steps using digital identity verification, significantly reducing time-to-value for new clients.
Regulatory and Licensing
Being licensed and supervised by the MFSA provides Paymix Pro with a regulatory framework that is critical for operating in high-risk industries like iGaming. This compliance status helps the platform offer payment services across the European Economic Area, providing clients with a trusted infrastructure for cross-border transactions. The company's integration with GetID for digital verification further demonstrates its commitment to robust know-your-customer processes.
Market Position
Paymix Pro competes with other alternative payment providers and electronic money institutions serving the iGaming sector. Its partnership with Phos and its presence in the PaymentExpert and iGaming Today directories indicate active engagement with the industry. However, public information about the company's founding year, leadership team, headcount, and financial performance is not available in the provided sources, suggesting the brand operates with relatively low visibility within the larger Finance Incorporated Limited group.
Key Products
Paymix Pro
Core B2B offering: business accounts, payment processing, card issuing (virtual & physical) and merchant acquiring via a single API and dashboard.
iPaymix
A digital e‑wallet solution for consumers and businesses, enabling stored value, peer‑to‑peer transfers, and online payments.
Paymix SoftPOS
Software‑based point‑of‑sale that turns a smartphone into a contactless payment terminal (tap‑to‑pay), targeting merchants and field service operators.
PaymixVIA
Virtual IBAN account service for routing and reconciling cross‑border payments, likely aimed at marketplaces and platforms.
Paymix
The umbrella brand referring to the complete suite of financial services, including remittance and merchant tools.
Paymix Pro Business Account
Multi-currency IBAN account (EUR, GBP, USD, etc.) with automated onboarding, batch payments, and API integration for high-volume businesses.
Paymix Pro Card Issuance
Corporate physical and virtual debit/prepaid cards for operational spending, player payouts, and affiliate commissions, issued through card schemes (Visa/Mastercard).
Paymix Pro E-Wallet
Digital wallet solution supporting multiple sub-wallets per account, enabling fund segregation (player funds, operating funds, etc.) with instant transfers.
Paymix Pro Merchant Acquiring
Payment gateway and acquiring services for online businesses, including automated settlement and reconciliation.
Paymix Pro API Suite
REST API for payment initiation, account management, card issuance, and transaction reporting, designed for custom integration into client platforms.
Paymix Pro (Core Platform)
Corporate business account with IBAN, multi-currency payment processing (SEPA & SWIFT), and card issuance. Features a four-step digital onboarding process and API integration for automated transaction management.
Paymix VIA
Tap-to-pay technology solution (via partnership with Phos) enabling merchants to accept contactless payments using NFC-enabled devices.
API Integration
Allows businesses to embed payment, account, and card management directly into their own platforms.
Card Issuing & Acquiring
Issuance of physical and virtual corporate cards, along with merchant acquiring services.
Key Persons
Mina MitkovaChief Operations Officer (COO) of Paymix Pro / Finance Incorporated Limited