iGaming B2B
TrustLinq logo
Visit website
Headquarters
Steinhausen, Switzerland

TrustLinq is a Swiss-regulated financial intermediary that has created an entirely new payment category: non‑custodial crypto‑to‑fiat settlement. The platform enables individuals and businesses to pay any third‑party recipient in local fiat currency directly from their self‑custodial stablecoin wallet — without the sender needing a bank account and without the recipient having to accept or interact with crypto. Users deposit USDT, USDC, EURC, or RLUSD from their own non‑custodial wallet into a smart‑contract vault; TrustLinq converts the stablecoins and delivers a standard local bank transfer in the recipient’s currency. The process bypasses exchanges, off‑ramps, and custodial intermediaries, settling payments through SEPA, SWIFT, Faster Payments, ACH, and local banking rails across 190+ countries and 80+ currencies (as of 2026). Founded by payments veterans, TrustLinq addresses the long‑standing infrastructure gap that forced crypto holders to sell on exchanges and wait days before making real‑world payments. The platform is regulated under Swiss financial law and applies Swiss data‑protection standards, with all transactions screened through automated and manual AML controls. TrustLinq’s model is fundamentally different from merchant processors, on‑ramps, and off‑ramps: it executes direct fiat payments to nominated third‑party bank accounts, not to the sender’s own account. The service is available globally, subject to local compliance, and supports recurring payments, batch payments, and a single dashboard for managing multiple recipients. A debit card feature was announced for Q1 2026 to further expand spending options.

Detailed Review

TrustLinq was built to solve what it calls the “payment gap”: hundreds of millions of people hold crypto, yet spending it in the real world has traditionally required selling on an exchange, waiting for settlement (often 3–5 days), and then wiring funds from a bank account — all while surrendering custody of assets to a third party. TrustLinq eliminates this entire process by acting as a non‑custodial settlement layer.

How It Works

The user retains full control of their stablecoins until the moment a payment is initiated, at which point the funds are deposited into a smart‑contract vault, converted at real‑time rates, and sent as a fiat bank transfer to any beneficiary worldwide. The recipient sees a standard local transfer and never needs a crypto wallet or knowledge. The platform supports four stablecoins: USDT (ERC‑20 and TRC‑20), USDC, EURC, and RLUSD.

Global Reach and Settlement

Payments settle in 2–4 hours on average. The sender completes a one‑time KYC process under Swiss privacy law (data can only be disclosed via a Swiss court order). Use cases span rent, utility bills, tuition, supplier invoices, payroll, contractor disbursements, and cross‑border business payments. TrustLinq’s infrastructure covers more than 60 payment corridors, enabling local fiat settlement in most covered countries.

Regulation and Compliance

TrustLinq is regulated in Switzerland as a financial intermediary and operates under Swiss anti‑money laundering (AML) and data protection regulations. It is not a bank, exchange, or wallet provider; it is a payment execution platform that never takes custody of user assets beyond the transaction window.

Market Position

The company emphasises that its model is “self‑custodial crypto to third‑party fiat settlement” — a category it created and claims no competitor matches in a single regulated product. This distinction separates it from merchant processors like BitPay (which require merchant integration) and B2B payout platforms like BVNK (which require verified business accounts).

Future Developments

Planned expansion includes a debit card (Q1 2026) that would allow direct cryptocurrency‑funded purchases at point of sale. The company also integrates with partners such as Circle (via the Circle Partner Program) and has announced Ripple Payments integration to expand global reach.

Key Products

  • TrustLinq Core Platform

    Non‑custodial crypto‑to‑fiat payment service allowing users to send stablecoins and settle fiat payments directly to third-party bank accounts.

  • TrustLinq Debit Card

    Planned for Q1 2026, this card will enable direct crypto‑funded purchases at any merchant that accepts card payments.

  • Ripple Payments Integration

    Integration with Ripple Payments for expanded cross‑border settlement corridors, enhancing coverage in historically underserved regions.

  • TrustLinq Payment Platform

    The core non-custodial crypto-to-fiat payment service accepting USDT, USDC, EURC, and RLUSD, settling in 80+ fiat currencies across 190+ countries via local bank transfers. Features include recurring payments, batch disbursements, and a tracking dashboard.

  • Upcoming Debit Card (Q1 2026)

    A planned crypto-funded debit card enabling point-of-sale and ATM spending directly from stablecoin holdings.

  • TrustLinq Platform

    Non‑custodial smart‑contract vault that converts stablecoins (USDT, USDC, EURC, RLUSD) and issues local fiat bank transfers to any third‑party recipient in 190+ countries and 80+ currencies. Supports one‑time, batch, and recurring payments.

  • Debit Card (Planned Q1 2026)

    Announced debit card for direct cryptocurrency‑funded purchases at merchants.

Key Persons

Exhibition History

Related Companies

Suggest an edit / report inaccuracy