Payment Solutions

• CR

  CryptoProcessing by CoinsPaid

  Tallinn, Estonia

  CryptoProcessing by CoinsPaid provides a white-label crypto payment gateway enabling businesses to accept, convert, and settle cryptocurrency payments without exposing themselves to volatility or regulatory complexity. Backed by its parent company CoinsPaid, which has processed over €9 billion in transaction volume since 2014, the platform supports more than 20 major cryptocurrencies and offers instant fiat conversion, automated settlement to bank accounts, and pre-built plugins for popular e-commerce platforms like WordPress and Magento. The service is widely used in iGaming, e-commerce, and digital services, particularly for high-volume cross-border transactions. Headquartered in Tallinn, Estonia, and employing 51–200 people, CryptoProcessing positions itself as a bridge between blockchain payments and traditional financial infrastructure, with PCI DSS Level 1 certification and robust AML/KYC compliance.

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  Clearsky Network

  Central, Hong Kong

  Clearsky Network is a Hong Kong‑based corporate services and advisory firm that operates a global marketplace for regulated assets, including licensed companies, payment institutions, and iGaming operations. Founded in 2017, the company connects buyers and sellers of fully‑licensed entities across multiple jurisdictions, covering sectors such as cryptocurrency, foreign exchange, sports betting, and online gaming. Its marketplace listings feature ready‑made licensed companies, including Hong Kong Money Service Operator (MSO) licenses, Canadian Money Services Business (MSB) licenses, Polish Small Payment Institutions (SPI), UK FCA Small Payment Institutions, Tanzanian sports betting licenses with operations, and strategic iGaming acquisitions. Beyond brokering, Clearsky Network offers complementary services: global corporate structuring, nominee services, regulatory compliance, legal and tax advisory, banking and payment solutions, and online marketing support. With 51–200 employees and headquarters in Central, Hong Kong, the firm positions itself as a single‑partner solution for entrepreneurs and operators seeking swift entry into regulated markets without the months‑long licensing process.

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  Barclaycard

  1 Churchill Place, London E14 5HP, United Kingdom

  Barclaycard, launched in 1966 as the UK's first credit card, is the consumer credit card and payment acceptance brand of Barclays, one of the world's oldest and largest universal banks. It operates two primary business streams: a consumer credit card business issuing co-branded and own-brand cards in the UK and US, and a merchant acquiring business called Barclaycard Payments that provides payment processing and point-of-sale solutions to over 100,000 businesses across the UK and Europe. The brand pioneered "plastic money" in Britain and remains a household name, offering products such as the Amazon Rewards card, British Airways Avios card, and Frontier Airlines co-branded cards. In April 2025, Barclays entered a strategic partnership with Brookfield Asset Management to transform Barclaycard Payments, with Brookfield potentially acquiring up to an 80% stake over three years. Barclaycard also integrates with the Nectar loyalty programme and has been a digital banking innovator, including an early mobile-first credit card app. The UK operations are headquartered at Barclays' global offices in London, while US operations are based in Wilmington, Delaware.

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  B4U Global

  201 Republic Street, Valletta, Malta

  B4U Global is a defunct cryptocurrency investment scheme that operated primarily in Pakistan, claiming to offer daily returns through trading, real estate, and other ventures. The company was investigated and shut down by Pakistani regulators, including the Securities and Exchange Commission of Pakistan (SECP) and the National Accountability Bureau (NAB), which recovered billions of rupees and began distributing funds to victims. Despite presenting itself as a legitimate investment platform via a mobile app and website, independent reviews consistently flagged it as an unregulated, high-risk scheme with no credible licensing or transparency. The original UK-registered entity, B4U GLOBAL LTD, was dissolved in 2021, and the subsequent Pakistani operation left no verifiable headquarters or leadership. B4U Global is not an iGaming or gambling operator; it is a cautionary example of a Ponzi-like fraud exploiting cryptocurrency hype.

• BA

  Bankera

  Vilnius, Lithuania

  Bankera is a modern internet-based banking platform that provides a full suite of payment and account services to individuals and businesses without operating as a traditional licensed bank. Positioned as a “bank account alternative,” the platform issues dedicated European IBANs (International Bank Account Numbers) and facilitates both SEPA and SWIFT international money transfers. Customers can also order physical and virtual debit cards linked to their accounts. The company launched its online banking platform in early 2020, initially offering payment accounts, with plans to roll out additional products such as loans and more advanced card features over time. Bankera’s model sits within the neobank/fintech category, relying on partner banking infrastructure to deliver regulated financial services while focusing on a digital-first user experience. The service is aimed at both retail consumers and business clients who need fast, low-cost cross-border payments and a straightforward online account. Although Bankera describes itself as a neobank for the “digital era,” it does not hold a banking license itself; instead, it operates as a technology layer that connects users to licensed banking partners. The company’s roadmap includes expanding into lending and other financial products, all accessible through its central internet banking interface.

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  Axcess Merchant Services

  Leeds, England, United Kingdom

  Axcess Merchant Services is a technology-driven payment provider founded in 2007 in Leeds, United Kingdom, specializing in secure, tailored payment solutions for high-risk and complex industries such as e-commerce, travel, gaming, and ticketing. The company offers a comprehensive suite of services including merchant accounts, payment gateways, multi-currency processing, recurring billing, and wallet solutions, with a proprietary fraud-prevention tool called ReD Shield. Axcess also provides managed merchant services that give clients end-to-end control over key performance indicators and risk exposure, as well as travel insolvency protection and multi-territory services for global operations. Privately held and self-funded, the firm employs between 11 and 50 people and operates through its UK headquarters and a European arm. Its mission is to transform the payments landscape through innovative, secure, and personalised solutions, underpinned by strong data privacy standards and transparent partnerships. The company positions itself as a payment orchestration provider, routing transactions through multiple acquirers to optimise approval rates, and has built a reputation for helping high-risk merchants navigate fraud prevention and regulatory compliance.

• BA

  Baer's Crest (Canada) Inc.

  3200 – 650 West Georgia Street, Vancouver, British Columbia V6B 4P7, Canada

  Baer’s Crest (Canada) Inc. is a licensed financial entity that provides specialized payment processing solutions and financial services for businesses operating in challenging or higher-risk industries, including the iGaming and online gambling sectors. Founded in 2020 and headquartered in Vancouver, British Columbia, the company positions itself as a partner for merchants that require reliable transaction handling where traditional banking relationships may be difficult to secure. Its platform supports three primary integration methods—hosted page, server‑to‑server, and web services—allowing clients to embed payment options directly into their websites or applications. Baer’s Crest is a small operation (estimated team of 2–5 employees) yet it serves a global client base, with its solution listed on prominent iGaming supplier directories. The company’s contact email (ludo@baerscrest.com) points to founder Ludovic Vuillier as the key point of leadership. While the firm does not publicly disclose its own proprietary brand names for its products, it has a simple, service‑oriented offering focused on adapting to merchants’ specific financial requirements, with a stated mission to foster stability, fuel growth, and inspire innovation within the electronic payments space.

• AX

  Axxonpay

  London, United Kingdom

  AxxonPay is a UK‑registered payment solutions provider that positions itself as a direct bank‑card acquirer and full‑stack payment partner for high‑risk merchants. Founded in 2023 and headquartered in London, the company was created to serve industries often marginalised by mainstream processors – including forex, iGaming, gambling, crypto, CBD, and adult entertainment. AxxonPay offers direct acquiring for Visa, Mastercard, China UnionPay, and JCB, alongside alternative payment methods such as WeChat Pay, Giropay, SOFORT, and SEPA Direct Debit. It also provides multi‑currency IBAN accounts (EUR, USD, GBP) and supports cryptocurrency payments (Bitcoin, Ethereum, and 100+ altcoins). A key differentiator is its advanced fraud‑detection and chargeback‑protection toolkit, which is tailored for high‑risk verticals. The company operates under the legal entity AxxonPay Payments Ltd (UK Companies House no. 14744828). While Trustpilot reviews claim over 700 employees, independent directories such as PayAtlas estimate a workforce of 50–100, indicating a possible discrepancy or rapid growth. AxxonPay markets itself as “the first payment solutions provider to introduce an easy alternative for high‑risk merchants to process payments locally and globally.”

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  Bestpay24

  71-75 Shelton Street, Covent Garden, London, England WC2H 9JQ, United Kingdom

  Bestpay24 is an Asia-focused payment gateway provider that offers a single API for accessing local and secure payment methods across multiple Asian currencies. The company caters to low-, medium-, and high-risk merchants and provides services including merchant services, alternative payment methods, asset management, cross-border payment platforms, and card processing. Its website highlights specific solutions such as a UPI payment gateway for India and a Boost payment gateway for Malaysia, indicating a focus on key Asian markets. Despite these offerings, Bestpay24 has a minimal public footprint: no independent media coverage, no confirmed founding date or headquarters, and no named leadership. Its only external presence is a PayAtlas directory profile from February 2025 and a handful of user reviews on Trustpilot. The company presents itself as a reliable partner for Asian payment processing, but the lack of transparent corporate information makes it difficult to independently assess its scale, ownership, or regulatory standing. Prospective merchants should conduct thorough due diligence before engaging.

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  B2BinPay

  Rome, Italy

  B2BinPay is a global blockchain-based payment processor founded in 2014, providing businesses with an all-in-one cryptocurrency ecosystem for accepting, storing, sending, exchanging, and swapping digital assets. Serving over 980 merchants, the platform has processed more than $5.1 billion in incoming transactions and completed over 6.7 million transactions as of early 2025. It supports 350+ digital assets across 10 blockchains, including Bitcoin, Ethereum, Litecoin, Ripple, and stablecoins like USDT and USDC. Headquartered in Rome, Italy, with additional presence in Tallinn, Estonia, the company employs between 51 and 200 people. B2BinPay emphasizes zero chargebacks due to blockchain irreversibility, no rolling reserve, instant settlement, and advanced security features such as 2FA, address whitelisting, and KYC/KYT compliance. The company also offers a white-label solution for banks, electronic money institutions, and payment service providers, launched in 2025. Notable partnerships include sponsoring Athletic Club Bilbao through the 2025/26 UEFA Champions League season. B2BinPay has raised $3 million in known funding and positions itself as a comprehensive crypto payment infrastructure provider for merchants, enterprises, and financial platforms.

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  Areto Systems

  Birkirkara, Malta

  Areto Systems Ltd is a privately held Maltese company that provides payment gateway software and business consultancy to online businesses worldwide, with a strong focus on the iGaming and gambling sectors. Founded in 2011 and headquartered in Birkirkara, Malta, the firm operates with a lean team of between two and ten employees. Its core offering, AretoPAY, is a credit card processing solution designed to handle both high‑risk and low‑risk merchant accounts. Through a network of partners in Europe, Hong Kong, China, Latin America, and the United States, Areto Systems delivers cost‑efficient, multi‑currency payment acceptance for online operators. Beyond payment processing, the company offers advisory services in technology, product development, strategy, and online payments, targeting startups through to established high‑volume enterprises. The firm’s expertise spans the iGaming, gambling, payments technology, and SaaS industries. Despite its modest size, Areto Systems has maintained a presence in the competitive online payments space for over a decade, leveraging its partnerships and regulatory familiarity to serve clients that require specialised high‑risk merchant processing.

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  AptPay Inc.

  Toronto, Ontario, Canada

  AptPay Inc. is a Canadian fintech company founded in 2019 in Toronto, Ontario, that specializes in account-to-account (A2A) payment processing. The company offers businesses a unified platform for real-time money movement between bank accounts, consolidating multiple payment rails—including ACH, Interac e-Transfer, instant payment networks, and open banking—into a single API-driven interface via its proprietary Orchestration Engine. Its product suite includes Pay-by-Bank for accepting direct bank payments, Pay-to-Bank for instant disbursements, bank account verification, and real-time KYC identity checks. AptPay serves industries where fast, low-cost, and compliant payment flows are critical, with a particular focus on iGaming, online gambling, and digital asset platforms. The company has gained notable traction in the cryptocurrency sector, partnering with Binance.US to expand fiat on-ramp and off-ramp capabilities nationwide. Privately held and unfunded, AptPay operates with a lean team of 11–50 employees and positions itself as a nimble, security-focused alternative to traditional processors like Stripe or Global Payments. Its leadership includes CEO Shams Syed, Chairman Suganthan Vishnu Krisnarajah, and a team of experienced executives in compliance, technology, and growth.