Payment Solutions

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  Moneta.ru

  2a Gogolya St., Yoshkar-Ola, Mari El, Russia

  Moneta.ru is a Russian online payment platform and non-banking credit organization licensed by the Central Bank of Russia. Founded in 2005 in Yoshkar-Ola, it has grown into a comprehensive financial technology company serving over 7,000 businesses. Its payment gateway supports bank cards, the Faster Payments System, and installment options, while its proprietary e-wallet API and marketplace engine enable complex settlement models. Moneta.ru is the parent brand of PayAnyWay and counts major clients like S7 Airlines, Exness, and PokerStars. As one of the first dedicated NCO license holders in Russia, it offers a regulated alternative to Yandex.Money and QIWI, focusing on e-commerce, travel, financial trading, and iGaming sectors.

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  MiFinity

  Belfast, Northern Ireland

  MiFinity is an award-winning global payments provider headquartered in Belfast, Northern Ireland, with operational roots in Dublin, Ireland. Founded in 2002, the company delivers a comprehensive suite of digital payment solutions centred on its flagship MiFinity eWallet. The eWallet enables consumers and businesses to send, receive, and manage money across 224+ countries and territories, supporting 18 currencies and 21 languages. MiFinity’s platform is architected for omnichannel flexibility, serving sectors such as online gaming, travel, forex, and e-commerce. The company holds dual regulatory authorisation from the UK Financial Conduct Authority (FCA) and the Malta Financial Services Authority (MFSA), underscoring its commitment to security and compliance. With over 80 integrated local payment methods—including bank transfers, eVouchers, Apple Pay, Google Wallet, and cryptocurrencies—MiFinity offers merchants and consumers a frictionless payment experience. Its suite also includes business‑grade services like PayAnyBank and PayAnyCard for cross‑border payouts, a free virtual IBAN for EEA/UK customers, and the MiRewards loyalty programme. MiFinity’s technology is embedded via an iFrame, mobile app, and desktop interface, and it serves more than 1 million registered users and 1,200+ live merchant brands. The company employs between 51 and 200 people and continues to expand its geographic reach and product innovation under the leadership of CEO Paul Kavanagh.

• MA

  MasterCard Worldwide

  2000 Purchase Street, Purchase, New York 10577, USA

  Mastercard Inc. is an American multinational payment card services and technology company headquartered in Purchase, New York. Founded in 1966 as the Interbank Card Association by a consortium of U.S. banks to compete with Bank of America's BankAmericard (now Visa), Mastercard now operates the world's fastest payments processing network across more than 210 countries and territories. The company processes transactions between merchants' banks and card-issuing banks for debit, credit, and prepaid cards, and offers a range of value-added services including data analytics, cybersecurity, open banking, and digital identity solutions. Following its initial public offering in 2006, Mastercard transitioned from a cooperative owned by over 25,000 financial institutions into a publicly traded corporation (NYSE: MA) with annual revenue of approximately $32.8 billion in 2025 and a global workforce of about 39,800 employees. Key brands include Cirrus, Maestro, Masterpass, and the flagship Mastercard credit and debit card products. Led by CEO Michael Miebach, the company is focused on real-time payments, artificial intelligence for fraud prevention, and expanding its open banking capabilities.

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  Luxury Fintech

  150 Spear Street #1700, San Francisco, California 94105

  Luxury Fintech is a B2B payments API company that enables merchants to accept credit/debit cards, digital wallets, and stablecoin transactions through a single integration. Its core offering settles funds in USDC, USD, or EUR, making it particularly attractive for international e-commerce and high-volume sectors like iGaming where chargeback risk and payout speed are critical. The company claims to eliminate chargebacks and reserves entirely, charging a fee structure from 2.9% to 4.9% based on monthly volume with no setup or minimum withdrawal fees. A proprietary feature called “Pay More or Less™” lets merchants offer discounts or surcharges at checkout. Despite a professionally designed single-page website at luxfintech.com, the company has an extremely minimal public footprint — no About Us page, team bios, legal documentation, Crunchbase listing, or meaningful press coverage. This lack of transparency, combined with the absence of verifiable leadership or regulatory disclosures, suggests Luxury Fintech is an early-stage startup operating in regulated payments corridors, but trustworthiness and operational scale remain difficult to assess without direct inquiry.

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  LuqaPay

  LuqaPay is a global online payment gateway platform that enables businesses to accept secure credit card, debit card, and alternative payments through a single integration point. Founded in 2016, the company’s stated mission is to provide financial solutions to merchants worldwide, simplifying the pay-in and pay-out process with support for over 70 payment methods and more than 50 currencies across 100+ countries. LuqaPay positions itself as an all-in-one solution that combines traditional card processing with modern features such as crypto checkout, advanced analytics, and local payment options. The platform is designed to reduce merchant complexity by offering easy integration, real-time transaction reporting, and automated, irreversible cryptocurrency transactions with no chargebacks. While the company has maintained a low public profile—with no disclosed funding rounds or prominent media coverage—it has attracted attention in fintech directories and review platforms for its service breadth. As of the most recent data, LuqaPay is a private, bootstrapped entity with a small team of approximately seven employees. The company’s vision centers on expanding its reach by continuously adding local payment methods and currencies, aiming to become a preferred gateway for cross-border e-commerce and digital businesses. Despite its modest size, LuqaPay’s global coverage and product range indicate a focused strategy to compete in the crowded payments space by emphasizing simplicity, security, and cryptocurrency capabilities.

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  Lateral Payment Solutions Ltd

  London, UK

  Lateral Payment Solutions Ltd, operating under the brand name Latpay, is a privately held payment processing and gateway solutions company founded in 2001. Headquartered in London, UK, with a major operational office in Gold Coast, Australia, Latpay provides secure, scalable, and customisable omni-channel payment platforms for ecommerce and retail businesses, with a strong focus on the iGaming and gaming sectors. The company began as an early pioneer in online payment gateways and has since grown into a fully approved BACS and Direct Debit Bureau, processing high volumes of multi-currency transactions in real time. Latpay’s single-integration platform supports in-person, online, and mobile payments, backed by intelligent bank switching, fraud prevention, real-time reporting, and seamless settlement. The company holds PCI DSS Level 1 certification, EMV gateway certification across the UK, Europe, and Australia, and is regulated under FCA (UK) and AFSL (Australia) frameworks. Its solutions are designed for businesses needing compliant, transparent, and scalable payment infrastructure, serving sectors such as gaming, retail, financial services, and more. With a team of 11–50 employees, Latpay emphasises a partner‑focused service model, offering dedicated technical support during integration and ongoing customisation. The company is privately held and continues to expand its presence across Australia, the UK, and European markets.

• KY

  Kyte Global

  Birkirkara, Malta

  Kyte Global is a Malta-based information security and compliance consultancy founded in 2006 by Trevor Axiak and Alan Alden. The company serves regulated industries including online gaming, financial services, and fintech, providing a one-stop shop for navigating complex licensing and regulatory landscapes. Its core offerings span end-to-end licence application support for gaming, EMI, and crypto-asset licences, along with compliance consulting for frameworks such as PCI DSS, SOC 2, ISO 27001, GDPR, DORA, SWIFT, AML, KYC, and PSD2. Beyond advisory, Kyte Global operates a fully managed Security Operations Centre (SOC) delivering 24/7 monitoring, fraud management, penetration testing, internal audit, and incident response. The firm employs between 51 and 200 people and counts clients in over 70 countries, including gaming operators, financial institutions, government bodies, and regulators. Privately held and independent, Kyte Global has gained recognition for its hands-on approach and long-standing presence in the Maltese business community, notably celebrating its 17th anniversary in 2023. Co-founder Alan Alden retired in 2024, leaving Trevor Axiak as the active director; the company is currently seeking a Chief Executive Officer for its CSP division.

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  Koin Mobile LLC

  Las Vegas, Nevada, United States

  Koin Mobile LLC, operating as Koin Payments, is a privately held financial technology company headquartered in Las Vegas, Nevada, that provides integrated, omni-channel cashless payment solutions for casinos, resorts, and entertainment venues. Founded in 2020 by casino entrepreneur Gary Ellis and company President Gary Larkin, Koin enables venue operators to replace physical cash with a secure digital wallet accessible through its mobile app, KoinLife, and enterprise integration solution, Koin Direct. The company also offers a co-branded Koin Mastercard Prepaid Card issued by Sutton Bank, allowing users to spend funds beyond the venue. With a workforce estimated between 51 and 200 employees, Koin has experienced rapid growth, expanding its leadership team with hires like Chief Marketing Officer Tiffany McGrath and settling a high-profile antitrust lawsuit against gaming supplier Everi Holdings in early 2025. The company positions itself as a lifestyle brand that extends beyond gaming into everyday spending, targeting both tribal and commercial casinos seeking modern payment infrastructure.

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  Klarna Bank AB

  Stockholm, Sweden

  Klarna Bank AB is a Swedish fintech company that has transformed online and in-store payments since its founding in 2005. Headquartered in Stockholm, the company pioneered the buy now, pay later (BNPL) model and now serves over 119 million active consumers and one million merchants across 26 countries, processing roughly 3.4 million transactions daily. Klarna holds a full EU banking license, obtained in 2017, which allows it to offer regulated financial services including deposits and credit. Its product suite has expanded beyond BNPL to include the Klarna Card, a high-yield savings account, peer-to-peer payments, and an AI-powered shopping assistant integrated with ChatGPT. After years of rapid growth and heavy investment, the company returned to adjusted operating profitability in late 2023 and reported $1 billion in revenue for Q1 2026. Klarna has filed for a U.S. banking license and is expected to pursue an initial public offering in 2026 or 2027, positioning itself as a comprehensive digital bank for modern consumers.

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  Justipay

  London, United Kingdom

  Justipay is a London-based payment services provider founded in 2024 by Fed V, offering a unified platform tailored for medium-risk and high-risk industries such as iGaming, betting, dating, and Forex. The company enables merchants to accept multiple payment methods—including credit/debit cards, bank transfers, e-wallets, vouchers, carrier billing, and cryptocurrency—through a single API integration with zero setup fees. Justipay emphasizes rapid onboarding, real-time transaction monitoring, built-in fraud prevention, and 24/7 support. As an unfunded, privately held startup, it competes in a niche where mainstream processors often shy away due to regulatory complexity and elevated chargeback risks. While its website does not disclose specific payment licenses or PCI DSS certifications, the platform claims high approval rates and fast activation. Justipay's lean focus on underserved verticals and its no-setup-fee model differentiate it from larger rivals like Nuvei and Paysafe, though compliance transparency remains a consideration for risk-averse merchants.

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  IXOPAY GmbH

  Vienna, Austria

  IXOPAY GmbH is an Austrian fintech company that provides an enterprise-grade payment orchestration platform, enabling merchants to integrate, manage, and optimize multiple payment providers through a single API. Founded in 2014 in Vienna by siblings Rene and Nathalie Siegl, the company emerged from their earlier e-commerce services firm IXOLIT. The platform connects merchants to over 200 acquirers and 300 payment methods via more than 500 pre-built adapters, offering universal tokenization for data portability, smart routing and cascading, automated reconciliation, and an AI-powered payments intelligence engine called Congrify. In 2025, the platform orchestrated $171 billion in transactions and analyzed over 850 million payment events. The company maintains offices in Vienna and Florida, employs approximately 100 people, and has been recognized as a key independent player in the rapidly growing payment orchestration market.

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  Intercash

  London, England

  Intercash is a global fintech company that provides turnkey payment solutions, specialising in prepaid card issuing, programme management, and mass payout services. Founded in 2002 by Patrick Seguev, the company is headquartered in London, England, and operates as a privately held business with an additional office in the Isle of Man. Serving over 500 businesses worldwide, Intercash enables fintechs, financial institutions, and enterprises to launch branded, multi-currency card programmes across 180+ countries. Its comprehensive suite includes white-label card issuing, cross-border payments, real-time bank transfers, and a suite of APIs for seamless integration. The company acts as an authorised BIN sponsor and programme manager for Visa, Mastercard, and Discover networks, handling compliance, KYC/AML, and transaction monitoring. With a team of 51–200 employees, Intercash is led by CEO Aaron Gladman, who emphasises personalised, custom solutions over one-size-fits-all approaches. The company’s recent milestone of supporting over 500 businesses has been covered by Bloomberg, MarketWatch, and Yahoo Finance. Intercash’s core value proposition lies in its ability to manage the entire card-issuing and payout chain, allowing clients to focus on growth while the company handles the complex back-end infrastructure.