Payment Provider

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  PBpay

  Katowice, Poland

  PBpay is a licensed, regulation-compliant cryptocurrency payment processing platform tailored for high-volume businesses, particularly in the iGaming, trading, and cross-border commerce sectors. Founded in 2020 by professionals with extensive backgrounds in crypto exchanges, payment gateways, blockchain projects, and capital markets, the platform is operated by GeoCurrency Sp. z o. o., a legal entity incorporated in Poland. PBpay enables merchants to accept, hold, convert, and withdraw both cryptocurrencies and fiat currencies through a single unified gateway, supporting over 1,000 cryptocurrencies and 30 fiat currencies. The infrastructure is built to handle large transaction volumes, offering unlimited wallet creation, automated deposit monitoring, and AI-driven real-time reporting. Operating under European regulatory standards with a strong commitment to AML/KYC compliance, PBpay targets corporate B2B accounts rather than retail consumers, positioning itself as a trusted alternative to traditional payment rails. The company maintains a low public profile but has been an exhibitor at major industry events such as the Gaming Leaders Summit, confirming its active role in the global iGaming payments ecosystem.

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  PayBis

  Riga, Latvia

  PayBis is a cryptocurrency exchange and payment infrastructure provider founded in 2014 that has grown from a retail-focused exchange into a comprehensive crypto-to-fiat platform serving both individuals and businesses. The company enables users in over 180 countries to buy, sell, and store digital assets using a wide range of payment methods, including credit and debit cards. For enterprises, PayBis offers B2B tools such as the PayBis Send API for automated payouts and white-label payment rails that simplify crypto settlements and fiat integration. Headquartered in Riga, Latvia, and led by co-founder and CEO Innokenty Isers, the company processes billions of dollars in transactions annually, with cumulative lifetime volume exceeding six billion dollars as of early 2026. In 2026, PayBis was named 'Best Crypto Payment Provider' at the AIBC Eurasia Awards, highlighting its strength in the iGaming and digital payments sector. The company has built a reputation for trust and customer support, reflected in its near-perfect Trustpilot rating and a growing base of over 250 active business partners.

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  ReactivePay

  Tallinn, Estonia

  ReactivePay is an intelligent, white-label payment solutions platform that delivers end-to-end digital finance architecture for financial institutions, banks, payment service providers, and B2B customers. Founded in 2019 by Vladimir Kovalevskii and headquartered in Tallinn, Estonia, the company offers a unified suite covering KYC, anti-fraud protection, payment monitoring, payment processing, user dashboards, neo-banking services, crypto finance solutions, analytics, and commission management. Its open-architecture approach allows clients to integrate a full payments infrastructure under their own brand, reducing reliance on multiple vendors and legacy systems. The platform is designed for scalability, processing approximately 1.5 million transactions per month as of recent data. ReactivePay positions itself as a partner that proactively develops new integration options using cutting-edge technologies, with a vision to accelerate the shift from card-based systems to instant, cardless payments. The company’s current product focus includes online banking, payment processing, and crypto processing, particularly targeting fintech startups. While much of its business is in B2B payment orchestration, the platform also enables e-money and merchant services. Employee headcount has not been publicly disclosed.

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  Payscrow

  Lagos, Nigeria

  PayScrow is a Nigerian digital escrow service provider founded in October 2018 by Ekpedeme Ekpe. The company operates as a trusted intermediary for online transactions, holding buyer funds securely until both parties confirm satisfaction with goods, services, or project milestones. Based in Lagos, Nigeria, PayScrow addresses the endemic trust deficit in African e‑commerce, freelancing, and B2B trade by providing a neutral third party that eliminates advance‑payment scams, non‑delivery risks, and pay‑on‑delivery friction. The platform supports transactions of any value and can be accessed via a user‑friendly web interface or integrated into other platforms through its B2B Escrow API. PayScrow works with CBN‑licensed deposit money banks and payment processors, ensuring regulatory compliance and fund safety. The company’s mission is to “reshape the world of transactions into a secure and transparent ecosystem,” enabling buyers and sellers—whether individuals or enterprises—to trade confidently even when they do not know or trust each other. PayScrow also maintains a separate B2B escrow platform for the Indian market under the domain payscrow.in, targeting micro, small and medium enterprises (MSMEs) needing secure inter‑business settlements. While the core product remains escrow services, the company differentiates itself with features like milestone‑based payments, transparent fee structures, and a dispute resolution mechanism. With over six years of operation in Africa’s growing fintech landscape, PayScrow continues to position itself as a foundational trust layer for digital commerce.

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  Limepay

  Australia

  Limepay is an Australian-born payment solutions platform established in 2018 that enables merchants to embed financial services directly into their own digital ecosystems. The company was founded with a white-label, brand-first philosophy, allowing businesses to retain ownership of the customer checkout experience rather than redirecting users to third-party payment pages. Limepay’s interoperable technology stack combines payment gateway functionality, mass payout orchestration, KYC/fraud prevention tools, and cross-border settlement capabilities via a single API. The platform is tailored for dynamic markets across Asia, Africa, and Oceania, where fragmented local payment methods and complex regulatory environments demand flexible, compliant solutions. In 2024, Limepay was acquired by ASX-listed Spenda Limited, integrating its embedded finance capabilities into a broader B2B SaaS ecosystem. The company processes over 270 million monthly transactions across 25+ countries and supports more than 200 local payment methods. Limepay has been recognised as one of Australia’s most innovative fintech companies and was a finalist in the FinTech Australia Finnis Awards for Excellence in Payments (2022). With a lean team of 11–50 employees, the company continues to scale its cloud-native platform originally built on Google Cloud infrastructure.

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  Passimpay

  Warsaw, Poland

  PassimPay is a B2B cryptocurrency and fiat payment gateway designed for global online businesses, with a strong focus on the gaming, fintech, SaaS, e-commerce, and trading sectors. Founded in 2022, the company provides a full-stack crypto payment ecosystem that enables merchants to accept, convert, and manage digital asset payments seamlessly. With over $4 billion in transaction volume processed and more than 530 merchants on its platform, PassimPay handles approximately 750,000 transactions per month while maintaining a 99.99% uptime record. The platform supports 74+ cryptocurrencies and offers automatic conversion into stablecoins, transaction batching, mass-payout tools, and full API/CMS plugin integrations. PassimPay is licensed by FINTRAC in Canada and emphasizes full AML compliance, KYC identity verification, and annual cybersecurity audits by firms like 10Guards and Hacken. The company positions itself as a reliable alternative to traditional payment processors, offering low fees, no chargebacks, and borderless transactions. Headquartered in Warsaw, Poland, PassimPay has a secondary presence in Georgia, serving a broad range of industries including retail, real estate, healthcare, renewable energy, travel, charity, legal services, and currency exchange.

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  NowRamp

  NowRamp is a next-generation fiat-to-crypto on-ramp and off-ramp aggregator that bridges traditional payment systems with cryptocurrency networks, targeting both individual users and businesses. The platform enables seamless conversion between fiat currencies and digital assets through a single embeddable integration, handling compliance, identity verification, processing, and settlement. NowRamp positions itself as a solution for iGaming operators, fintech apps, wallet providers, and trading platforms that need to incorporate crypto payment capabilities. It supports major cryptocurrencies across six blockchain networks—Bitcoin, Ethereum, Solana, Tron, Base, and Polygon—and claims coverage in over 198 countries. Payment methods include Visa, Mastercard, Apple Pay, Google Pay, open banking, and bank transfers. The company emphasizes bank-grade security and fast settlement, making it particularly suited for the real-time needs of online gaming and gambling environments. NowRamp has been publicly associated with the iGaming sector through its partnership with FAM Hub, a blockchain-focused accelerator and community, describing the offering as a “simplified crypto on-ramp for iGaming.” The company does not publicly disclose founding details, headquarters, or leadership, suggesting it is a relatively early-stage or low-profile operation.

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  Kingfin

  Cyprus

  Kingfin is the exclusive official affiliate program of Olymp Trade, a globally recognized online trading platform founded in 2014. Designed to empower partners including influencers, media buyers, SEO webmasters, and newcomers, Kingfin provides a comprehensive suite of marketing tools and high-yield commission structures such as Revenue Share up to 80%, CPA up to $250, Hybrid, and custom deals. Partners benefit from transparent live analytics, smart Telegram tools, high-converting ad creatives, and an educational academy. The program offers fast daily payouts, regular contests, and dedicated partner support without chatbots, promoting a platform regulated and licensed in multiple jurisdictions. With over a decade of market presence backing Olymp Trade and multiple industry awards, Kingfin positions itself as a trusted, high-earning opportunity for affiliate marketers worldwide. Based in Cyprus, it serves a global partner base with over 15 payment methods and a commitment to transparent partnership.

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  Creedo Capital Technology

  Creedo Capital Technology, operating as Creedo.Capital, is a B2B payment solutions provider specializing in cross-border transactions, digital wallets, and merchant services. The company focuses on helping businesses expand into Latin America and Asia, where local payment infrastructure and regulatory nuances require specialized support. Its core offerings include secure payment processing, multi-currency settlement, digital wallet integration, and merchant account management, all designed for high-volume transactions across diverse payment preferences. Despite an active website and LinkedIn presence, the company maintains a low public profile with no disclosed founding year, headquarters, revenue, or leadership team. This privacy may reflect a recent launch or a strategic focus on direct client acquisition. Creedo's services are particularly relevant for iGaming operators entering emerging markets, though its actual client verticals remain unconfirmed. The company differentiates itself through deep integration with local payment networks such as Brazil's PIX, Mexico's SPEI, India's UPI, and Indonesia's virtual accounts.

• F2

  F2Pay

  F2Pay is a privately held B2B payment solutions provider that specialises in serving the iGaming and Forex industries. Operating primarily in high-growth Asian markets such as India and Indonesia, the company offers a suite of instant pay-in channels designed to help merchants accept deposits and process transactions quickly and reliably. Its infrastructure supports direct e-wallet payments, QR-based payments, bank transfers, peer-to-peer (P2P) and peer-to-consumer (P2C) methods, enabling operators to offer a wide range of local payment options to their end users. Headquartered in an undisclosed location (likely within India or Indonesia, given its market focus), F2Pay employs between 11 and 50 staff according to its LinkedIn profile. The company states it serves over 200 merchants and has processed more than 50 billion in transaction volume (currency unspecified). F2Pay positions itself as a compliance-focused gateway, with dedicated security professionals on its team and a stated commitment to reliable, scalable payment infrastructure. The company actively promotes its presence at major industry events such as SiGMA Asia and uses Telegram channels for sales and support outreach. While F2Pay has not publicly disclosed its founding date, leadership names, or funding history, its operational footprint and marketing materials indicate a relatively young but growing fintech enterprise aimed at bridging global payment gaps for regulated gaming and trading platforms.

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  Einpays

  Einpays is a global payments platform specializing in secure, seamless transactions for high-risk industries such as iGaming, Forex, Crypto, Dating, and Nutra. The company provides a comprehensive suite of Alternative Payment Methods (APMs) to help businesses expand into emerging and established markets, optimize conversion rates, and deliver frictionless payment experiences. Its technology supports both online and offline payment models, from integration to international settlement. Einpays positions itself as a reliable partner for market leaders in online gaming and trading, offering agile integration, 24/7 settlement monitoring, and best-in-class risk management. The platform is built to handle the unique regulatory and operational challenges of high-risk sectors, enabling operators to scale their payment infrastructure with confidence. While its exact founding date and headquarters remain unconfirmed, Einpays has a growing presence through industry events like SiGMA Eurasia Dubai 2025 and active social media engagement. The company markets itself as a turnkey solution for businesses navigating cross-border, high-risk payments.

• CR

  Crypto12

  Belgrade, Serbia

  Crypto12 is a fully licensed cryptocurrency exchange headquartered in Belgrade, Serbia, regulated by both the National Bank of Serbia (NBS) and the Securities Commission (KOHV). Founded by David Veselinović, the platform provides a secure, compliant environment for buying, selling, and trading digital assets, targeting a wide client base from individual retail users to institutional investors and professional traders. It distinguishes itself through a regulatory-first approach, operating under Serbia’s 2021 Law on Digital Assets, which preceded the European Union’s MiCA regulation. The exchange offers a user-friendly trading interface, 24/7 market access, and an over-the-counter (OTC) trading desk for large-volume transactions. Transparency is a core principle, with all exchange wallets publicly auditable in real time. Crypto12 is available via web and mobile apps (iOS and Android) and has secured partnerships with financial institutions in Switzerland, Germany, and Austria, positioning itself as a leading digital asset gateway in the Balkan region.