Payment Provider

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  Transak

  Miami, Florida, United States

  Transak is a global payments infrastructure company that connects traditional fiat currencies with stablecoins and cryptocurrencies through a single API. Founded in 2019 by Sami Start and Yeshu Agarwal, the platform enables wallets, fintech apps, DeFi platforms, and enterprise systems to integrate fiat-to-crypto on- and off-ramps without building their own compliance or banking rails. Transak now powers over 450 applications and serves more than 10 million users across 75+ countries, processing over $2 billion in transaction volume. The company holds regulatory approvals including money transmitter licenses in 11 U.S. states, FCA registration in the UK, and authorizations in the EU, Canada, Australia, and India. In August 2025, Transak raised a $16 million strategic round led by Tether and IDG Capital to expand its stablecoin payment stack and enter new markets. Headquartered in Miami, Florida, Transak positions itself as a compliant, localized infrastructure for global value transfer using stablecoins.

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  Transacta Payments

  Tallinn, Estonia

  Transacta Payments (Transacta Tech LTD) is a Tallinn-based payment orchestration and gateway platform tailored for high-risk, high-volume industries such as iGaming, online trading, and e-commerce. The company provides a PCI-compliant, end-to-end cashier system and a standalone orchestration engine that routes transactions across multiple acquirers and payment service providers with intelligent fallback logic to maximise approval rates. Founded around 2021–2022, Transacta Payments supports a broad range of payment methods including global and local card schemes, SEPA and SWIFT bank transfers, alternative payments, open banking, and crypto exchange settlements, with a strong focus on emerging markets in Latin America, Africa, and Asia. The company is privately held and bootstrapped, operating with a lean team of roughly 10–30 employees. It differentiates itself from larger incumbents like Adyen and Checkout.com through specialised support for high-risk verticals, flexible integration models (full cashier or API-only orchestration), and multilingual, multi-currency capabilities for growth regions.

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  The Conexus Group

  London, England

  The Conexus Group is a privately held portfolio of professional services brands that exclusively serve the iGaming and payments industries. Founded in 2001 by Rob Dowling and Bruce Gamble as the recruitment agency Pentasia, the group has evolved into an integrated suite of businesses offering recruitment, training, consultancy, M&A advisory, marketing, and managed services. Headquartered in London, England, the group employs over 200 professionals across 10 global locations in Europe, the Americas, and Asia Pacific. Its brands include Pentasia (talent acquisition), iGaming Academy (training), Partis (consulting and M&A), PaymentGenes Recruitment (payments talent), Conexus Enterprise (scaled recruitment), and InclineBet (leadership services). The group has grown organically and through strategic acquisitions, such as the 2023 addition of PaymentGenes Recruitment. Led by CEO Rob Dowling and Executive Chairman Bruce Gamble, The Conexus Group emphasises deep sector expertise and long-term client relationships, serving a client base that spans start-ups, scale-ups, and established global enterprises.

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  Tangem

  Zug, Switzerland

  Tangem is a Swiss-based hardware wallet manufacturer that has redefined self-custody with its credit-card-sized, NFC-powered cold wallets. Founded in 2017, the company has shipped over 6 million cards across 230 countries, targeting both retail and advanced users who want full control of their private keys without the complexity of traditional devices. Tangem's core product line includes the Tangem Wallet, a seedless backup system using multiple physical cards, and a companion mobile app for buying, swapping, and staking. In 2025 it launched Tangem Pay, a non-custodial Visa card that lets users spend USDC directly from their hardware wallet. The company is backed by SBI Holdings, a major Japanese financial conglomerate, and is headquartered in Zug, Switzerland. With a team of over 250 employees globally, Tangem has been audited by Kudelski Security and Riscure, and claims zero security breaches on its devices.

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  Stream.money

  London, UK

  Stream, formerly known as Wagestream, is a UK-headquartered fintech company that provides a workplace financial wellbeing platform integrating earned wage access, savings, budgeting, affordable credit, and pension services. Founded in 2018, the company pioneered earned wage access as a low-fee alternative to payday lending, enabling workers to access wages they have already accrued. The platform is embedded into employer benefits packages and now supports over 2,000 brands and four million workers across the UK, Europe, and the US. Stream has raised $228 million in total funding, most recently a $90 million Series D led by Sofina in January 2025. The company is regulated as a Virtual Asset Service Provider in the EU and a Money Services Business in Canada, with US EWA services provided by Stream Platforms, Inc. (NMLS #2547041). It has saved members over $200 million on financial services premiums.

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  Spayz.io

  Cyprus

  Spayz.io is a global payment service provider that specializes in end-to-end payment solutions for regulated and high-chargeback industries, such as iGaming, forex, and crypto. Founded around 2020 and headquartered in Cyprus, the company has aggressively expanded into emerging markets across Asia, Africa, and Europe, processing over 20 million transactions annually across more than 30 countries. Its unified API integrates over 20 local and international payment methods, including mobile money, eWallets, bank transfers, and QR code payments, with a strong emphasis on local currency support. Spayz.io differentiates itself by targeting high-risk verticals that mainstream processors often avoid, offering zero lost customer funds, PCI DSS Level 1 compliance, and real-time fraud prevention. The company was nominated for the Emerging Markets Payment Solution award at SIGMA Africa 2025 and unveiled an Open Banking update in early 2025 to enhance payout routing and reconciliation. Despite being relatively young and unfunded according to public databases, Spayz.io has built a notable presence in challenging regulatory environments, earning recognition within the iGaming and affiliate marketing community.

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  SICPA

  Lausanne, Switzerland

  SICPA is a Swiss private technology company that has been a linchpin of governmental security for nearly a century. Founded in 1927 in Lausanne, Switzerland, by Maurice Amon, the company began by supplying agricultural products before pivoting to security inks and authentication solutions. Today, SICPA is best known as the world’s leading provider of security inks for banknotes, protecting the majority of the world’s currency. Operating on five continents with approximately 3,000 employees, the company has evolved into a comprehensive “platform for sovereignty,” offering integrated solutions that combine covert material markers with digital intelligence. Its custom-crafted molecules—unique to each nation—serve as a single source of truth across supply chains, enabling governments to authenticate currency, secure identity documents, trace goods, and mobilise tax revenues. Beyond currency, SICPA’s technology underpins revenue protection (e.g., fuel marking, tobacco tax stamps), brand protection, digital sovereignty, and secure public services. The company holds more than 7,100 patents and is one of the most secretive and trusted partners to central banks, high-security printers, and national governments worldwide. SICPA remains family-owned, led by the third generation of the Amon family, and is headquartered in Lausanne, Switzerland.

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  ScroogeFrog

  Singapore

  ScroogeFrog is an advertising technology company that provides AI-powered anti-fraud solutions and managed advertising infrastructure for businesses operating across major digital platforms. Originally founded as a solo SEO consultancy by Kostia Novofastovskyi in 2005, the company evolved over time into a full-service ad tech provider, formally incorporating as ScroogeFrog around 2007. Today it is registered as ScroogeFrog Pte. Ltd. in Singapore, with a core focus on helping advertisers scale campaigns without the technical overhead of account management, while simultaneously protecting ad spend from click fraud and invalid traffic. The company’s offerings span agency-level ad account management for Google Ads, Meta Ads, TikTok Ads, and numerous local advertising platforms; a proprietary AI-driven click fraud detection and prevention product; and access to premium publisher inventories. ScroogeFrog positions itself as a "reliable infrastructure for scaling ad campaigns free from technical chaos," targeting performance marketers, affiliate networks, and media buyers in the iGaming, e-commerce, and lead generation verticals. The company is led by its founder and CEO, Kostia Novofastovskyi, who remains actively involved in product direction and industry thought leadership. Despite its relatively small public footprint, ScroogeFrog has established itself as a niche player in the ad fraud prevention and managed accounts space, serving mid-sized to large enterprises.

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  SharPay

  SharPay is an advanced fintech platform that serves both B2C and B2B clients by integrating e‑money, cryptocurrency, and traditional banking card services into a single ecosystem. The company’s flagship mobile app provides users with crypto wallets, IBAN payment accounts, and crypto‑enabled cards, enabling seamless management of digital and fiat currencies. For merchants, SharPay offers online payment processing solutions that support multiple integration options, including acceptance of major credit/debit cards and local payment methods. The platform also features a transaction monitoring component, positioning it as a comprehensive financial hub for individuals and businesses seeking to operate across conventional and crypto‑native rails. While the company presents itself as “one system, any tasks,” detailed public information on its founding history, corporate structure, and leadership remains limited across the sources reviewed.

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  Rapyd

  London, United Kingdom

  Rapyd is an AI-native fintech platform that enables businesses to accept, send, and manage payments globally through a single integration. Founded in 2016, the company started as a mobile payments provider but quickly pivoted to building a unified infrastructure that connects local payment rails, card networks, stablecoins, and multi-currency business accounts. Today, Rapyd’s platform supports over 900 payment methods across 100+ countries, offering services such as direct card acquiring, instant payouts, virtual bank accounts, and embedded financial services. The company serves a wide range of industries including e-commerce, iGaming, travel, and the creator economy, with a client list that includes Alcaston, GoTrade, Kadmos, and Littlepay. In 2024, Rapyd achieved profitability and completed the acquisition of PayU’s Global Payment Organisation in Latin America and Africa in 2025. Headquartered in London, Rapyd operates as a trading name of CashDash UK Limited, with additional regional offices in Europe, Israel, and Asia. The company has raised over $1 billion in funding, including a $250 million Series F round in March 2025, and is recognised as one of the world’s top fintech companies by CNBC and FXC Intelligence. With a team of approximately 500–1,000 employees, Rapyd positions itself as the operating system for global commerce, allowing businesses to “build bold” without rebuilding payments infrastructure in every market.

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  PaynoPain

  Castellón de la Plana, Spain

  PaynoPain is a Spanish fintech company founded in 2011 in Castellón de la Plana that provides a comprehensive omnichannel payment gateway for businesses of all sizes. The platform supports integrations with major e‑commerce platforms such as Shopify, WooCommerce, PrestaShop, and Magento, and offers a wide range of payment methods including digital wallets, local schemes like Bizum and MB Way, and buy‑now‑pay‑later options. Security is a core pillar, with PCI DSS certification, data tokenization, and a proprietary anti‑fraud system. In March 2026, Euronet Worldwide announced a strategic acquisition of PaynoPain, expected to close in Q3 2026, which will integrate the company’s merchant portfolio and technology into Euronet’s European acquiring business. PaynoPain is also notable for launching the first online payment platform accessible to people with disabilities, developed in partnership with Accesit Inclusivo. Led by founder and CEO Jordi Nebot Carda, the company maintains high merchant satisfaction scores and a strong presence in Spanish‑speaking markets.

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  Paytech

  7979 E Tufts Ave #1000, Denver, CO 80237, United States

  PayTech is a global payroll and Human Capital Management (HCM) consulting firm that provides strategic guidance, managed services, and compliance support to organizations of all sizes. Founded in 1999 by Jan Allen in Denver, Colorado, the company began as a one-person consultancy addressing the under‑served needs of payroll professionals. Over 25 years, it has evolved into a trusted partner for enterprises seeking to optimize payroll operations, navigate regulatory complexities, and improve HCM processes. PayTech promotes a “walk beside you” philosophy, embedding its consultants directly within client teams to deliver actionable, hands‑on advice rather than off‑the‑shelf solutions. Services span payroll processing, HCM technology selection and implementation, compliance audits, and ongoing support. The firm is headquartered in Denver, Colorado, and serves clients across multiple industries, including iGaming and gambling businesses that require specialized payroll compliance for multi‑state and international workforces.