Payment Provider

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  Bluem Payment & Identity

  Smallepad 30, 3811MG Amersfoort, Netherlands

  Bluem Payment & Identity is a Dutch FinTech and RegTech specialist that serves as a one-stop shop for payments, identity verification, compliance, and creditworthiness. Founded in 2001 and headquartered in Amersfoort, Netherlands, the company has grown from an early pioneer in digital payments to a robust transaction factory serving over 1,000 businesses, from small enterprises to multinationals. Bluem’s core platform converges payment processing, KYC identification, digital signing, and affordability checks into a single, modular ecosystem. The company is perhaps best known for co-founding industry standards such as FiNBOX (the Dutch payment infrastructure), iDIN (the national digital identity method), and Green Mandate, a paperless direct debit solution. Operating from two sites (Amersfoort and Sofia, Bulgaria), Bluem’s team of 25 professionals ensures high security and compliance through ISAE 3402 assurance and runs its services across three Tier-3 data centres in the Netherlands. With a strong emphasis on convenience, reliability, and conversion, Bluem enables clients to automate onboarding and transaction workflows while staying fully compliant with evolving regulations. Recent innovations include the launch of Flopay, a Text to Pay and Email to Pay service, and a partnership with Scrive to expand digital identity solutions across Europe.

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  Bilderlings Pay

  United Kingdom (London)

  Bilderlings Pay (trading as “Bilder”) is a UK-incorporated electronic money institution authorised by the Financial Conduct Authority (FCA). Founded in 2015, the company offers multi-currency accounts for individuals and businesses, cross-border payment services, prepaid cards with cashback, currency exchange, and savings products. Its platform supports transfers to more than 150 countries in 21 currencies, and the company reports having processed over 6.5 million payments and handled more than €6 billion in customer fund turnover, serving over 102,000 users. Bilderlings originally operated under a Latvian payment institution licence before transitioning to its UK FCA licence in 2016, consolidating European operations under a single regulatory framework. In 2025, the company posted a €3.7 million profit after a six-month audit, reinvesting it to increase share capital to €11.9 million in support of US expansion under a Money Services Business licence. The firm’s mobile-first approach integrates with Apple Pay and Google Pay, and its product suite includes a flexible API for payment integration and interest-bearing savings deposits in EUR and USD.

• CD

  CDS COM LTD.

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  InteliExpress Money Transfers

  Tbilisi, Georgia

  InteliExpress is an international money transfer system headquartered in Tbilisi, Georgia, founded in 2006. It was the first Georgian money transfer system to secure licenses in the European Union, United Kingdom, Ukraine, and several post-Soviet states, establishing itself as a regulated cross-border remittance provider. The company’s core business is cash-to-cash money transfers between individuals, enabling recipients to collect funds without a bank account using a unique transaction code and identification. Over nearly two decades, InteliExpress has expanded from its Georgian base into Greece, Italy, the UK, Cyprus, and Turkey, while building a partner network that extends across more than 70 countries worldwide. Its service points—both company-owned branches and partner locations—number over 500,000 globally, covering Europe, Central Asia, Africa, the Middle East, and parts of Asia. Beyond basic remittances, the company offers credit cards, mortgage lending, pawn loans secured by precious metals, utility and bill payment services, SEPA euro transfers, and commercial payment solutions. InteliExpress is a member of SWIFT, complies with OFAC sanctions and Dow Jones risk data, and holds Payment Institution status under the EU’s Payment Services Directive in Greece. The system processes tens of thousands of transactions daily, serving a large diaspora and migrant customer base.

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  NextGen Payments

  Brussels, Belgium

  NextGen Payment Solutions is a Brussels-based independent sales organization (ISO) and consulting firm specializing in high-risk payment processing, fraud prevention, and chargeback mitigation for online merchants in industries such as iGaming, adult entertainment, dating, webcams, digital goods, nutraceuticals, cryptocurrency, and subscription services. Founded by Roberto Saporito, former Global Head of HBR & Gambling at Worldline, the company leverages over two decades of industry expertise to act as an intermediary between merchants, payment service providers (PSPs), and acquirers. Operating as a privately held entity with a lean team of roughly 2–10 employees, NextGen Payment offers tailored merchant accounts (MIDs), PSP gateway integration, fraud and chargeback tools, crypto payment solutions, and IBAN/company setup services. The firm’s deep knowledge of the high-risk payments ecosystem and its strong global network allow it to help merchants boost acceptance rates, optimize risk management, and navigate complex regulatory environments. NextGen Payment positions itself not merely as a service provider but as a strategic partner combining technical infrastructure with consulting expertise to support long-term growth in volatile markets.

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  Walletto

  Vilnius, Lithuania

  Walletto is a Lithuanian electronic money institution that offers a licensed European fintech platform for payment solutions, card issuing, and acquiring. Serving e‑commerce merchants and corporate clients, it provides business accounts, virtual and physical prepaid cards, a payment gateway, and cross‑border transfers under the regulation of the Bank of Lithuania.

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  Bank of America

  Charlotte, North Carolina, United States

  Bank of America is a leading American multinational financial services holding company, serving individual consumers, small and middle-market businesses, and large corporations. It provides a full range of banking, investing, asset management, and other financial and risk management products and services. The company operates globally with a significant presence across the United States.

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  Citizens

  Yaspa, formerly known as Citizen, is a fintech company that provides instant cardless payment solutions to various industries, including iGaming, leveraging open banking technology for fast, secure, and verified account-to-account transactions. The company focuses on enhancing payment velocity, security, and consumer trust through its innovative payment and identity verification services.

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  M-Pesa

  ACS Plaza 5th Floor, Lenana Road, Nairobi, Kenya

  M-Pesa, launched in Kenya in 2007 by Vodafone and Safaricom, is a pioneering mobile phone-based money transfer, payments, and micro-financing service. It has significantly contributed to financial inclusion in Africa, allowing millions to access formal financial systems through their mobile devices. The service enables users to deposit, withdraw, transfer money, pay for goods and services, and access credit and savings.

• BE

  Bernstein

• RY

  RYKI

  George Town, Grand Cayman, Cayman Islands

  RYKI is a premium digital asset firm providing institutional crypto over-the-counter (OTC) trading, custody, and lending solutions for high-net-worth, corporate, and institutional clients, including a gateway to global liquidity. In the iGaming space, it offers crypto payment solutions to help operators future-proof their payments. It operates as a CIMA-licensed Virtual Asset Service Provider (VASP) in the Cayman Islands, with related entities in the BVI and Canada.