Payment Provider

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  TTFCX (Trusted Transfers)

  North York, Ontario, Canada

  Trusted Transfers, legally known as TTFCX Enterprises LLC and trading under the brand Trusted Transfers (formerly Transfa), is a Canadian financial technology company specialising in cross-border payments between Africa and the rest of the world. Founded in 2023 and headquartered in North York, Ontario, the company provides multi-currency accounts, card issuance (virtual and physical), and API-driven payment rails that support fiat and stablecoin settlement. Its platform connects African currencies such as the Nigerian naira, Ghanaian cedi, and Kenyan shilling with USD, GBP, EUR, and other major currencies, enabling near-instant transfers with transparent pricing and guaranteed liquidity. Trusted Transfers is registered as a Money Services Business (MSB) with FINTRAC in Canada (M23671043) and holds an FX Business Authorization in Saint Vincent and the Grenadines. It also operates through licensing partnerships with regulated banks and institutions overseen by the CBN, FCA, FDIC, and SEC. With an estimated 11–50 employees, the company targets the African diaspora, international students, digital nomads, and businesses seeking reliable and affordable cross-border money movement. Its stated mission is to solve the problems of slow, costly, and unreliable cross-border payments, and its branding directly challenges the status quo: “Cross-border payments suck. We fixed that.”

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  TabPay

  TabaPay is an instant money‑movement platform built for regulated industries. Founded by payments industry veterans, the company provides a single API that lets businesses accept, send, and monitor real‑time payments via credit/debit cards, bank accounts, and real‑time networks (RTP, FedNow, Visa Direct, Mastercard Moneysend). The platform serves lenders, gaming operators, digital banks, on‑demand payroll providers, healthcare companies, remittance firms, and subscription merchants. TabaPay processes more than $100 billion in annualized payment volume and is relied upon by one in three U.S. households. It is ranked among the top five U.S. online payment processors. The company’s infrastructure includes direct connections to card networks, least‑cost routing, specialized interchange programs, and built‑in compliance tools (3D Secure, AML transaction reports, fraud monitoring). TabaPay is a PCI Level 1 Service Provider and holds SOC 1 Type II and SOC 2 Type II certifications. Headquartered in the United States (exact city not publicly confirmed), TabaPay employs approximately 150+ people. The company has raised funding through at least one round (most recent round in October 2025, with a disclosed round in February 2026 per Tracxn). Its clients include Current, Branch, Usio, Sparrow, and ATM.com.

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  Bof Investments

  Bof Investments Corp is a US-based fintech investment platform that aims to create a unified financial intelligence ecosystem by integrating AI-powered capital markets, digital asset trading, institutional brokerage, payments, and asset management. The company positions itself at the intersection of digital assets, artificial intelligence, and public markets, targeting institutional investors and the growing tokenization market. It operates as a privately held entity with an estimated workforce of 11–50 employees, supported by multi-jurisdictional financial licenses. While the company presents an ambitious vision of a single intelligence layer that connects securities, insurance, fiat currencies, and cryptocurrencies, public information about its operational history, regulatory specifics, and track record remains limited. Its website and LinkedIn presence emphasize a proprietary AI engine and a transparent, AI-native framework, but no verified client testimonials, white papers, or funding rounds have been publicly disclosed. There is no discernible connection to Bank of America's BofA Securities or to BOF Capital, a separate entity focused on Black economic empowerment.

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  Bank of Ajman

  Ajman, United Arab Emirates

  Ajman Bank (Ajman Bank PJSC) is the first Islamic bank incorporated in the Emirate of Ajman, United Arab Emirates. Established in 2007, it began operations in 2009 and is listed on the Dubai Financial Market (DFM) since February 2008. The bank operates in full compliance with Shari’ah principles, providing a comprehensive range of value-driven banking and financial services to individuals, businesses, and government institutions. The Government of Ajman holds a 25% stake, underscoring its strategic role in the emirate’s economic development. Headquartered in Ajman, the bank has expanded its branch and ATM network across the UAE. Ajman Bank has received multiple awards for its pioneering Emiratisation efforts and commitment to sustainable banking. Its product portfolio includes current and savings accounts, personal and business financing, premium credit cards, digital banking services, and a loyalty program called More Rewards. The bank has recently accelerated its digital transformation through strategic partnerships, including a retail super app launch with Codebase Technologies, a core banking system upgrade, and the introduction of co-branded POS and real-time settlement platforms. With strong financial performance—reporting AED 266 million in profit before tax for H1 2025 (14% growth year-on-year) and total assets of AED 26.6 billion—Ajman Bank continues to solidify its position as a leading Islamic financial institution in the UAE.

• MA

  Mastercard

  2000 Purchase Street, Purchase, New York 10577, USA

  Mastercard is a global technology company in the payment processing industry, operating one of the world's largest four-party payment networks. Founded in 1966 as the Interbank Card Association by a consortium of U.S. banks to compete with BankAmericard (now Visa), it launched the Master Charge card in 1969 and adopted the Mastercard name in 1979. Headquartered in Purchase, New York, the company processes transactions between merchants' banks and card-issuing financial institutions in over 210 countries and territories. Unlike American Express or Discover, Mastercard does not issue cards or extend credit itself but instead provides an open-loop network and value-added services such as data analytics, cybersecurity, and digital identity. With a market capitalization exceeding $380 billion and annual revenue of $32.8 billion (2025), Mastercard employs approximately 39,800 people and has expanded beyond core card processing into real-time payments, open banking, and crypto-enabled services. The company aims to connect 500 million more people and small businesses to the digital economy by 2030, positioning itself as a key enabler of the digital economy.

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  Visa

  San Francisco, California, USA

  Visa Inc. is a global digital payments technology company that operates the world’s largest retail electronic payments network, connecting consumers, merchants, financial institutions, and governments across more than 200 countries and territories. Founded in 1958 as the BankAmericard program by Bank of America in Fresno, California, the company today processes several hundred billion transactions annually and is the second-largest payment organization by transaction volume globally, behind China UnionPay. Unlike card issuers such as American Express and Discover, Visa does not issue cards, extend credit, or set consumer fees; instead, it licenses its brand and provides the secure, high-speed processing infrastructure known as VisaNet. The company went public in 2008 in one of the largest IPOs in history, raising $17.9 billion, and later acquired Visa Europe in 2016 to reunify the global network. Headquartered in San Francisco, California, Visa is a Fortune 500 company with a market capitalization exceeding $500 billion. Its business model relies on transaction-based fees for authorization, clearing, and settlement services, and it increasingly adds value-added services in fraud management, data analytics, open banking, and AI-powered commerce tools.

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  Intercard

  St. Louis, Missouri, USA

  Intercard Inc. is a privately held, St. Louis-based technology company that has specialized in cashless payment and management systems for the amusement, gaming, and family entertainment center (FEC) sectors since its founding in 1979. Originally launched as a marketing company by Ray Sherrod, the company introduced the first debit card system tailored to amusement venues in 1989. Intercard designs and manufactures all hardware and software in the United States, emphasizing reliability, security, and 24/7 live customer support. Its product portfolio includes the iReader series of card readers, iTeller self-service kiosks, the Shindigger mobile operator platform, and the iQ cardless system using QR codes and contactless payments. The company serves operators globally across the Americas, Asia-Pacific, and the Middle East, and has not taken any external venture funding. It remains family-led under CEO Scott Sherrod, the founder's son, and its management team collectively holds over 200 years of amusement industry experience.

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  Brainwerk Consulting

  Brainwerk Consulting Ltd. is a boutique advisory firm specializing in payment strategy, compliance, and licensing for the iGaming and high-risk merchant sectors. The company, likely based in Germany, operates with a lean team of between two and ten employees and combines over two decades of combined experience in online payments and regulated financial services. Brainwerk advises FinTechs, payment service providers, and online merchants on EU financial licenses, interim management, and market entry, while also offering payment optimization through smart routing and real-time monitoring. In 2025 the firm launched a product entity called brainpay, and it plans to release a full Payment Orchestration Platform in the first quarter of 2026, marking a strategic shift from pure consulting to a technology-driven payment partner. The company maintains side projects in real estate and travel services, but its core focus remains on improving payment performance for gaming operators that often neglect this critical area. Despite its niche expertise, Brainwerk maintains a low public profile with no disclosed financials, client case studies, or notable press coverage beyond its own social media posts.

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  Worldpay

  Cincinnati, Ohio, United States

  Worldpay is an American multinational financial technology company and one of the world's largest payment processors. Its origins trace back to 1971 when Midwest Payment Systems was founded as a division of Fifth Third Bank in Cincinnati, Ohio. Through a series of mergers and acquisitions, the entity became Vantiv, which acquired the original UK-based Worldpay in 2017 for $10.4 billion. The combined company was then purchased by Fidelity National Information Services (FIS) for $43 billion in 2019, but after failing to achieve expected synergies, FIS sold a 55% stake to private equity firm GTCR in 2023. In April 2025, Global Payments announced a definitive agreement to acquire Worldpay for a net purchase price of $22.7 billion, expected to close in 2026. Headquartered in Cincinnati, Worldpay processes $2.3 trillion in annual payment volume across 146 countries and supports over 1 million merchant locations. The company provides a comprehensive suite of omnichannel payment solutions, including online and in-store payments, fraud protection, transaction optimization, and embedded payments for software platforms. Its mission is to power global commerce with secure, innovative payment technology.

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  Brainwerk

  Germany

  Brainwerk Consulting (branded as "brainwerk") is a boutique consultancy founded in 2022 by payment industry veteran Christian Diegelmann. The firm specializes exclusively in payment strategy, licensing, and compliance solutions for the global online gaming sector (casino, sports betting) and high-risk merchant verticals. Headquartered in Germany, the company leverages over 20 years of Diegelmann’s experience building and selling payment service providers (PSPs) and managing a regulated financial institution in Malta. Brainwerk’s core proposition is bridging the gap between operational payment performance and regulatory adherence—a critical nexus for operators expanding across jurisdictions. The firm offers advisory on payment orchestration platforms (POPS), intelligent routing, acquirer relations, and end-to-end monitoring, alongside interim management and licensing support (including EU financial licenses). With a lean team of 2–10 employees, Brainwerk operates as a trusted partner for both emerging and large-scale gaming operators. Its recent focus includes a Payment Orchestration Platform (POP) advisory service, branded under “brainpay”, and a growing emphasis on compliance-first payment architectures. The company is privately held and maintains a public profile through industry events such as ICE Gaming.

• MI

  Mixer Gaming & Tech

  Redmond, Washington, USA (Microsoft campus, during active years)

  Mixer was an interactive live-streaming platform primarily for video game broadcasts, launched in January 2016 as Beam Interactive by co-founders Matthew Salsamendi and James Boehm in Seattle, Washington. Its defining technological advantage was the Faster Than Light protocol, which enabled sub-second latency between streamers and viewers, and the MixPlay SDK allowed games developers to build real-time interactive overlays that let audiences influence gameplay directly. Microsoft acquired the startup in August 2016 for an undisclosed sum, rebranding it as Mixer in 2017 and integrating it deeply with the Xbox ecosystem, including console streaming and Game Pass promotions. The platform spent heavily on exclusive talent contracts, signing top Twitch personalities Ninja and Shroud in 2019, but still failed to dent Twitch’s dominant market share. In June 2020 Microsoft announced the closure of Mixer, effective July 22, 2020, and partnered with Facebook Gaming to migrate its community. The service is now defunct, and its domain redirects to Facebook Gaming. Mixer’s core innovations in low-latency streaming and viewer interactivity remain influential, but the business could not overcome the network effects and established user base of its larger competitor.

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  Haimme

  Gaming Hub Innovation Center (city/country not specified)

  HAIMME is a B2B artificial intelligence platform built specifically for the gaming and casino industry. The company describes itself as “next-generation gaming AI” that combines behavioral analysis, scenario simulation, and automated execution to transform raw operational data into actionable strategic decisions. HAIMME is designed to serve both land‑based casinos and online/sportsbook operators, offering a unified “brain” that connects physical and digital operations. The platform learns continuously from three data sources: live operator data, global industry signals, and aggregated behavioral patterns. It features supervised autonomous execution, meaning it can not only analyze but also automatically deploy strategies such as slot machine repositioning, dynamic customer segmentation, and personalized bonus delivery. HAIMME’s architecture is built on four layers and six specialized modules, though the specific module names are not disclosed on its website. The company’s stated mission is to help operators make intelligent decisions and optimise performance through advanced AI, with a vision to become the most advanced AI platform for the global gaming industry. HAIMME is headquartered at a “Gaming Hub Innovation Center” (exact city/country not specified) and its website is predominantly in Spanish, indicating a likely origin in a Spanish‑speaking market. The company appears to be in an early or growth stage; no founding year, headcount, or publicly named leadership have been found in independent sources.